Madhya Pradesh Approves Insurance for Anganwadi Workers
The Madhya Pradesh Cabinet has approved an amount of Rs 12.10 crores to provide insurance coverage under the Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana for Anganwadi workers, Mini Anganwadi workers, and Sahayikas.
Details of the Insurance Schemes
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY): This scheme covers a life risk of Rs 2 lakh in case of death due to any reason. The annual premium is Rs 436 per beneficiary for those aged 18 to 50 years.
Pradhan Mantri Suraksha Bima Yojana (PMSBY): This scheme provides Rs 2 lakh in case of accidental death and permanent total disability, and Rs 1 lakh for partial but permanent disability. The annual premium is Rs 20 per beneficiary for those aged 18 to 59 years.
Funding and Implementation
The total approved amount of Rs 12.10 crores will be spent over two financial years, with Rs 3.63 crore as the central share and Rs 2.42 crore as the state share each year. The insurance premiums will be deducted from the bank accounts of the beneficiaries with their consent, and the government will reimburse the amount in a 60:40 ratio (Government of India 60% and State Government 40%).
Beneficiaries
State Cabinet Minister Kailash Vijayvargiya stated that a total of 57,324 women in the state will benefit from these insurance schemes.
Doubts Revealed
Madhya Pradesh -: Madhya Pradesh is a state in central India. It is known for its rich history and cultural heritage.
Anganwadi Workers -: Anganwadi workers are people who work in small centers called Anganwadis. These centers provide basic health care, nutrition, and education to young children and their mothers.
Pradhan Mantri Jeevan Jyoti Bima Yojana -: This is a government insurance scheme in India that provides life insurance coverage. If the insured person dies, their family gets money.
Pradhan Mantri Suraksha Bima Yojana -: This is another government insurance scheme in India. It provides accident insurance, so if someone gets hurt or dies in an accident, their family gets money.
Sahayikas -: Sahayikas are helpers who assist Anganwadi workers in their duties. They help with tasks like cooking and taking care of children.
60:40 ratio -: This means that the cost of the insurance will be shared between the state and central governments. The state will pay 60% and the central government will pay 40%.
